PayTeria
Products and services
What Sets Us Apart
Portfolio
Career
Let’s Get Started
Products and services
What Sets Us Apart
Portfolio
Career
Let’s Get Started
Future-ready fintech software, designed to
scale
with you
Launch faster. Innovate smarter. Grow without limits.
We build secure, scalable software that helps fintech companies accelerate growth, simplify workflows, and deliver seamless payment experiences.
Products and services
From idea to payment – no hacks, no compromises.
Products and services
From idea to payment – no hacks, no compromises.
Payment Processing Systems
Power seamless, reliable, and transparent payments.
Gateway & cashier architectures built for resilience
Clearing & settlement flows with reconciliation and reporting
Post-auth operations: capture, void, partial refunds
Integrations with 3DS, fraud engines, and KYC/KYB services
Full observability: logging, tracing, metrics, real-time alerts
Payment Orchestration
Smarter routing. Higher approvals. Lower costs.
Dynamic routing by geo, issuer, card type, MCC, and cost
A/B routing to safely test strategies and compare KPIs
Advanced 3DS orchestration: frictionless vs step-up, exemptions where possible
Vault & tokenization for maximum security and portability
Analytics dashboards: approval rates, decline taxonomy, route heatmaps
Fraud Prevention Systems
Block fraud — not your customers.
Enrich signals with device, behavioral, geo, and historical data
Real-time risk scoring with dynamic pre-/post-auth checks
Adaptive 3DS for balancing security and user experience
Smart decline handling and retry strategies to recover revenue
Chargeback analysis, evidence management, and false-positive reporting
Custom Software Development
From backend to dashboards — software built for fintech scale.
Seamless integrations with PSPs, acquirers, banks, fraud & KYC providers
Merchant portals, billing tools, invoicing, reconciliation dashboards
Automated QA for payment flows; performance testing at scale
DevOps & SRE practices: multi-AZ, disaster recovery, SLA monitoring
Fintech
IT Consulting
Make smarter decisions with expert guidance before you build.
Audit your payment landscape with KPI-driven gap analysis
Reduce compliance costs with PCI DSS scope minimization
Plan migrations from single-PSP to multi-provider setups
Optimize economics with cost-per-success and unit metrics
What Sets Us Apart
Growth, security, and control — without compromise.
Lower cost per success
Fewer declines, fewer chargebacks.
Higher approvals mean lower cost per successful “Approved” — and more revenue in your pocket.
Intelligence at the Core
Behavioral analytics meets predictive routing.
Our platforms don’t just process — they think ahead.
Fintech-First by Design
We speak the language of finance and code.
From smart routing to hybrid tokenization, every solution is built with payments in mind.
Security That Scales
Fraudsters evolve fast. Our systems evolve faster.
PCI DSS Level 1, GDPR-ready, with a clear shared-responsibility model.
Fintech-First by Design
We speak the language of finance and code.
From smart routing to hybrid tokenization, every solution is built with payments in mind.
Security That Scales
Fraudsters evolve fast. Our systems evolve faster.
PCI DSS Level 1, GDPR-ready, with a clear shared-responsibility model.
Lower cost per success
Fewer declines, fewer chargebacks.
Higher approvals mean lower cost per successful “Approved” — and more revenue in your pocket.
Intelligence at the Core
Behavioral analytics meets predictive routing.
Our platforms don’t just process — they think ahead.
Portfolio
Driving growth for leading fintechs worldwide
We partner with fintechs, payment providers, and financial institutions to solve complex challenges and deliver measurable impact.
01
Marketplace, LATAM
Challenge
Manual payouts and chargeback risks were creating costly errors and regulatory exposure.
Solution
✦
Automated escrow and split payouts with scheduling + KYC/KYB onboarding
✦
Applied ML-based fraud scoring and velocity checks
✦
Built dispute dashboards and automated workflows for chargebacks
Impact
✦
Chargebacks reduced by 36% in 3 months
✦
Payout errors cut by 89%
✦
Processing costs per transaction down by 14%
✦
Seller satisfaction improved (NPS +9pt)
02
Regional fintech aggregator
Challenge
Inefficient routing across multiple PSPs led to high costs and frequent declines.
Solution
✦
Deployed a smart transaction orchestrator with adaptive routing
✦
Added real-time monitoring dashboards for transaction flow visibility
✦
Introduced automated fallback routing to minimize downtime
Impact
✦
Operational costs cut by 22%
✦
Transaction approval rate increased from 95.8% → 98.9%
✦
Downtime-related transaction losses reduced by 52%
03
Global payment gateway
Challenge
A surge in fraud attempts bypassed outdated systems, causing financial and reputational damage.
Solution
✦
Integrated orchestration layer with fraud-aware routing
✦
Implemented advanced monitoring and alerting dashboards
✦
Built automated fallback scenarios for resilience
Impact
✦
Fraud-related losses reduced by 41%
✦
Approval rate improved by 2.7% (significant at global scale)
✦
Average downtime per incident cut by 63%
04
Large regional microfin company
Challenge
Fragmented customer data across systems slowed onboarding and limited visibility.
Solution
✦
Built a custom CRM integrated with core banking, KYC/AML, and payment gateways
✦
Added AI-powered analytics and granular access control
✦
Designed modular architecture for scalability
Impact
✦
Onboarding time reduced by 47%
✦
Customer retention improved by 23%
✦
Enabled rollout to 3 new regions in under 6 months
Contact us
Tell us about your company and goals — our team will get back to you with a response.
[{"lid":"1761122011886","ls":"10","loff":"","li_parent_id":"","li_type":"nm","li_ph":"Company name","li_name":"Company name","li_req":"y","li_nm":"Company name"},{"lid":"1761122318517","ls":"20","loff":"","li_parent_id":"","li_type":"nm","li_ph":"Full Name","li_name":"Full Name","li_req":"y","li_nm":"Full Name"},{"lid":"1761122011885","ls":"30","loff":"","li_parent_id":"","li_type":"em","li_ph":"Work e-mail","li_name":"email","li_req":"y","li_nm":"email"},{"lid":"1761122335244","ls":"40","loff":"","li_parent_id":"","li_type":"ta","li_ph":"Your Message","li_rows":"3","li_name":"Your Message","li_req":"y","li_nm":"Your Message"}]
Made on
Tilda